Lead Purchase Terms & Conditions

Effective April 2025
T&G Equity LLC (EIP Division)

By checking the box at checkout and completing your payment, you agree to the following terms:

1. Lead Purchase Authorization

You authorize T&G Equity LLC (EIP Division) to charge your payment method for the purchase of exclusive insurance leads and applicable marketing fees.

2. Marketing Fee & Payment Processing

Marketing fees vary based on your payment method:

  • Credit Card Payments: A 15% marketing fee is applied based on the total ad spend (payment received), excluding Stripe’s 2.9% processing fee. The Stripe fee is collected by Stripe, not T&G Equity LLC.

  • ACH or Zelle Payments: A flat $200 marketing fee applies with no percentage-based marketing fee.

All marketing fees support lead distribution, backend systems, and campaign management.

The remaining balance after marketing and processing fees goes directly toward your lead spend. Lead pricing is dynamic and typically ranges between $13–$17 per lead based on ad performance. Cost-per-lead (CPL) is reviewed regularly to reflect current market conditions.

3. No Refund Policy

All lead purchases are final and non-refundable, regardless of:

  • Lead outcome or quality

  • Contact rate or responsiveness

  • Satisfaction or sales results

4. Lead Delivery

Leads will be delivered directly to your Go High Level (GHL) account. Delivery timing and volume may vary based on campaign performance and market conditions.

5. State Coverage

Leads originate from multiple states unless otherwise specified. By purchasing, you acknowledge and accept leads from various locations.

6. Dispute & Chargeback Policy

You agree not to dispute or reverse charges with your bank, credit card provider, or financial institution.

  • Legal Remedies: Any violation of this policy grants T&G Equity LLC the right to pursue legal action for damages of up to $10,000 per dispute, in addition to recovering the original payment amount.

  • Collections: Unpaid balances or unauthorized disputes may be submitted to a collections agency, which could impact your credit rating.

7. Binding Agreement

These terms are legally binding and enforceable under the laws of the United States and the governing jurisdiction chosen by T&G Equity LLC.